Your policyholders are compliant. They're still getting breached.
The Benware Score gives you what no existing tool does: a single, evidence-based number that predicts actual breach risk — not compliance status.
Cyber insurance claims growth year over year — and accelerating.
Average breach cost (IBM, 2024) — and every breached company was "compliant" with something.
BitSight and SecurityScorecard watch from the outside. They check if software is up to date and email is configured. That is useful, but limited.
Neither tool actually tries to break in. Neither tests the 10 attack surfaces that matter to a real adversary. Neither gives you a score that correlates to exploitability rather than paperwork.
No existing tool actually tries to break in. That is the gap. That is what the Benware Score fills.
Across 10 domains, this is what traditional scorecards see versus what Benware tests.
| Domain | BitSight / SecurityScorecard | Benware Standard |
|---|---|---|
| Cloud & Infrastructure | DNS records, SSL certificates | Open buckets, exposed databases, API endpoints |
| Web Applications | HTTP headers | Injection attacks, broken auth, exposed admin panels |
| Code & Supply Chain | Nothing | Committed credentials, CI/CD leaks, vulnerable libraries |
| Network & Email | SPF/DKIM/DMARC | Subdomain takeover, dangling DNS, full service discovery |
| People & Social Engineering | Nothing | Employee data exposure, phishing susceptibility |
| Third-Party Risk | Limited | Vendor security posture, API integrations, 4th-party |
| Dark Web | Nothing | Leaked credentials, corporate data listings, targeting indicators |
| Physical Security | Nothing | Facility access, network jacks, disposal practices |
| AI Systems | Nothing | Prompt injection, model theft, training data leakage |
| AI Governance | Nothing | Authority compliance, boundary violations, kill switch |
"Nothing" means no coverage exists in any standard external scorecard as of 2024.
Score every policyholder with the same adversarial methodology — consistent, repeatable, not self-reported.
The Benware Score correlates to actual exploitability, not paperwork. Price to what can actually be breached.
Track score changes over time. Reward policyholders who remediate. Reprice or decline those who regress.
Companies that remediate confirmed findings have materially lower breach rates. Prevention is cheaper than claims.
Independent nonprofit — no financial relationship with scored companies
Adversarial testing methodology — we actually try to break in
10 domains covering the full attack surface, not just perimeter
Patent-pending hardware enforcement architecture
Talk to us about scoring your book.
We work with underwriting teams to establish a scoring baseline, calibrate scoring to your risk appetite, and track changes across renewals.
walker@benwarefoundation.com